/* Finance meets Freedom — shared site styles (extracted from faq.html as POC seed) */
:root{
  --navy:#0D1235;--navy-mid:#1A2056;--gold:#C9A84C;--gold-lt:#E8C86A;
  --gold-dim:rgba(201,168,76,0.12);--white:#FFFFFF;--light:#F4F6FB;
  --graphite:#3A4060;--pewter:#6B708A;--hairline:#E6E8F0;
  --ease:cubic-bezier(0.5,0,0,0.75);--spring:cubic-bezier(0.34,1.56,0.64,1);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Heebo',-apple-system,sans-serif;font-size:14px;font-weight:400;line-height:1.5;color:var(--graphite);background:var(--white);-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:none;background:none}

/* NAV */
.nav{position:fixed;top:0;left:0;right:0;z-index:200;display:flex;align-items:center;justify-content:space-between;padding:26px 52px;transition:all 0.4s var(--ease)}
.nav.scrolled{padding:14px 52px;background:rgba(255,255,255,0.92);backdrop-filter:blur(20px);box-shadow:0 1px 0 var(--hairline)}
.nav__brand{font-size:13px;font-weight:600;letter-spacing:0.14em;color:var(--navy)}
.nav__links{display:flex;gap:2px;list-style:none}
.nav__link{font-size:13px;font-weight:500;color:var(--graphite);padding:9px 16px;border-radius:7px;transition:all 0.3s}
.nav__link:hover{color:var(--navy);background:rgba(26,32,86,0.06)}
.nav__cta{font-size:13px;font-weight:600;color:var(--white);background:var(--navy);padding:10px 24px;border-radius:8px;transition:all 0.3s var(--spring);box-shadow:0 2px 16px rgba(0,0,0,0.18)}
.nav__cta:hover{background:var(--gold);color:var(--navy);transform:translateY(-2px)}
.nav__burger{display:none;color:var(--navy);font-size:22px;padding:4px}
.nav__lang{font-size:12px;font-weight:600;letter-spacing:0.04em;border:1px solid rgba(255,255,255,0.28)} .nav.scrolled .nav__lang{border-color:rgba(26,32,86,0.18)}

/* HERO */
.page-hero{background:var(--navy);padding:160px 52px 80px;text-align:center;color:var(--white)}
.page-hero__ey{font-size:13px;font-weight:700;color:#8B6E24;letter-spacing:0.16em;text-transform:uppercase;margin-bottom:18px}
.page-hero__h1{font-size:clamp(32px,5vw,58px);font-weight:700;line-height:1.1;letter-spacing:-0.025em;margin-bottom:20px}
.page-hero__lead{font-size:17px;font-weight:300;opacity:0.72;max-width:600px;margin:0 auto;line-height:1.7}

/* BREADCRUMB */
.breadcrumb{padding:18px 52px;background:var(--light);border-bottom:1px solid var(--hairline);font-size:13px;color:var(--pewter)}
.breadcrumb a{color:var(--gold)}
.breadcrumb a:hover{text-decoration:underline}

/* FAQ SECTION */
.faq-section{padding:100px 52px;max-width:860px;margin:0 auto}
.faq-section h2{font-size:clamp(24px,3vw,36px);font-weight:700;color:var(--navy);margin-bottom:56px;letter-spacing:-0.02em}

.faq-item{border-bottom:1px solid var(--hairline);padding:0}
.faq-item:first-of-type{border-top:1px solid var(--hairline)}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:24px 0;text-align:right;font-size:17px;font-weight:600;color:var(--navy);line-height:1.4;cursor:pointer;background:none;border:none;font-family:inherit;transition:color 0.2s}
.faq-q:hover{color:var(--gold)}
.faq-q svg{flex-shrink:0;transition:transform 0.3s var(--ease);color:var(--gold)}
.faq-item.open .faq-q svg{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height 0.4s var(--ease)}
.faq-a-inner{padding:0 0 28px;font-size:15px;color:var(--pewter);line-height:1.78}
.faq-a-inner .cta{color:var(--gold);font-weight:600}

/* CTA BANNER */
.cta-banner{background:var(--navy);padding:80px 52px;text-align:center}
.cta-banner h2{font-size:clamp(24px,3.5vw,40px);font-weight:700;color:var(--white);letter-spacing:-0.02em;margin-bottom:16px}
.cta-banner p{font-size:16px;color:rgba(255,255,255,0.65);margin-bottom:36px;line-height:1.7}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 34px;border-radius:10px;font-size:15px;font-weight:600;letter-spacing:0.01em;transition:all 0.3s var(--spring);font-family:inherit}
.btn--primary{background:linear-gradient(135deg, var(--gold) 0%, #D4A838 100%);color:var(--navy);box-shadow:0 4px 24px rgba(201,168,76,0.38)}
.btn--primary:hover{transform:translateY(-2px);box-shadow:0 8px 36px rgba(201,168,76,0.55)}

/* FOOTER */
.footer{background:var(--navy);padding:44px 52px;border-top:1px solid rgba(255,255,255,0.06)}
.footer__inner{max-width:1160px;margin:0 auto;display:flex;flex-direction:column;gap:24px}
.footer__top{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap}
.footer__brand{font-size:13px;font-weight:600;color:rgba(255,255,255,0.75);letter-spacing:0.1em}
.footer__nav{display:flex;gap:24px;flex-wrap:wrap}
.footer__nav-link{font-size:13px;color:rgba(255,255,255,0.55);transition:color 0.2s}
.footer__nav-link:hover{color:var(--gold)}
.footer__legal{font-size:12px;color:rgba(255,255,255,0.3);border-top:1px solid rgba(255,255,255,0.06);padding-top:18px}
.footer__social{display:flex;gap:10px;align-items:center;padding:14px 0;border-top:1px solid rgba(255,255,255,0.06)}
.footer__social-link{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:8px;color:rgba(255,255,255,0.35);transition:color 0.25s,background 0.25s;text-decoration:none}
.footer__social-link:hover{color:var(--gold);background:rgba(201,168,76,0.08)}
.footer__social-link svg{width:17px;height:17px;display:block}
.footer__business{display:flex;flex-wrap:wrap;gap:14px 30px;padding:18px 0;border-top:1px solid rgba(255,255,255,0.06);font-size:12px;color:rgba(255,255,255,0.5)}
.footer__business-item{display:flex;align-items:center;gap:8px}
.footer__business-item strong{color:rgba(255,255,255,0.7);font-weight:500}
.footer__business-item a{color:inherit;transition:color 0.2s}
.footer__business-item a:hover{color:var(--gold)}

/* FLOATING WA */
.wa-btn{position:fixed;bottom:32px;left:32px;z-index:300;width:54px;height:54px;background:#25D366;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 24px rgba(37,211,102,0.52);transition:all 0.3s var(--spring)}
.wa-btn:hover{transform:scale(1.12)}
.wa-btn svg{width:28px;height:28px;fill:white}

@media(max-width:768px){
  .nav{padding:16px 22px}
  .nav__links,.nav__cta{display:none}
  .nav__burger{display:block}
  .page-hero{padding:120px 22px 60px}
  .breadcrumb{padding:14px 22px}
  .faq-section{padding:60px 22px}
  .cta-banner{padding:60px 22px}
  .footer{padding:28px 22px}
  .footer__top{flex-direction:column;gap:16px}
  .footer__nav{gap:16px}
  .footer__legal{text-align:center}
  .wa-btn{bottom:20px;left:20px}
}

/* MOBILE DRAWER */
.drawer-overlay{position:fixed;inset:0;z-index:298;background:rgba(13,18,53,0.65);opacity:0;pointer-events:none;transition:opacity 0.3s;backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}
.drawer-overlay.open{opacity:1;pointer-events:all}
.drawer{position:fixed;top:0;right:0;bottom:0;z-index:299;width:min(300px,85vw);background:var(--navy);padding:28px 28px 40px;display:flex;flex-direction:column;transform:translateX(100%);transition:transform 0.35s cubic-bezier(0.4,0,0.2,1);overflow-y:auto}
.drawer.open{transform:translateX(0)}
.drawer__top{display:flex;justify-content:space-between;align-items:center;margin-bottom:32px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,0.1)}
.drawer__brand{font-size:13px;font-weight:600;color:rgba(255,255,255,0.55);letter-spacing:0.1em}
.drawer__close{color:rgba(255,255,255,0.55);font-size:24px;line-height:1;padding:4px;min-width:36px;min-height:36px;display:flex;align-items:center;justify-content:center}
.drawer__close:hover{color:var(--white)}
.drawer__nav{display:flex;flex-direction:column;flex:1}
.drawer__link{font-size:17px;font-weight:500;color:rgba(255,255,255,0.82);padding:15px 0;border-bottom:1px solid rgba(255,255,255,0.07);transition:color 0.2s}
.drawer__link:hover{color:var(--gold)}
.drawer__cta-mobile{margin-top:32px;text-align:center;background:linear-gradient(135deg,var(--gold) 0%,#D4A838 100%);color:var(--navy);padding:14px 24px;border-radius:10px;font-size:16px;font-weight:600;display:block;box-shadow:0 4px 24px rgba(201,168,76,0.38)}

/* ACCESSIBILITY */
.skip-link{position:absolute;top:-120%;right:0;left:0;text-align:center;background:#C9A84C;color:#0D1235;padding:12px 20px;font-size:15px;font-weight:700;z-index:9999;transition:top 0.2s}
.skip-link:focus{top:0}
*:focus-visible{outline:3px solid #C9A84C;outline-offset:3px;border-radius:2px}

.nav__brand{display:flex !important;align-items:center;gap:10px;text-decoration:none}
.nav__brand:hover .nav__logo{transform:rotate(-12deg)}
.nav__logo{width:30px;height:30px;flex-shrink:0;transition:transform 0.5s cubic-bezier(0.5,0,0,0.75)}
/* nav responsive fix — 9-item menu: collapse earlier, never wrap */
.nav__link{white-space:nowrap;padding:9px 13px}
@media(max-width:1340px){.nav__phone{display:none}}
@media(max-width:1240px){.nav__links,.nav__cta{display:none}.nav__burger{display:block}}